Car warranties are like any other contract – difficult to understand. You have to read the fine print carefully and fully understand. What with jargon like betterment and other unusual words being thrown about, what is one to understand?
Amidst all that jargon, one thing, many warranty buyers would love to know is: “Does Full Coverage Cover A Blown Engine?”
In order to answer that question, you need to understand what a warranty is and what your particular warranty covers.
What is a Warranty?
In simple terms, a warranty is an insurance for a breakdown. Consider it medical aid for your car. When anything that is covered goes wrong, you are covered. If you are buying a new car, the factory warranty usually covers you against manufacturers defects for a specified time or limited mileage.
Extended Warranty – To Extended or Not
When the original warranty is about to expire, you should consider purchasing an extended warranty. If your car is still new, you can also purchase an extended warranty to cover items not covered by the factory warranty.
To extend or not is still a debate to find a winning side, but remember, you are paying for your cars medical aid. That, I believe is extremely important. Besides, if you plan on selling your car, the warranty will help you command better prices.
What do you get in an extended warranty? Most extended warranties can be tailor-made to suit your particular needs. Be careful though, make sure to purchase a warranty that will cover as much as possible without digging too deep into your pocket.
What’s that? You’re asking what the best extended insurance is? I’ll do you one better and give you 2.
USAA Extended Warranty
The USAA extended warranty is one of the best extended warranties you will ever find on the market. Not only will it give you peace of mind, but the USAA extended warranty is also friendly on your pocket too. With USAA you get coverage of over a thousand parts in 10 major areas of your car. If you think that’s impressive, wait for the best part. The USAA extended warranty costs, on average, less than 40% of a dealer warranty.
What Does a USAA Extended Warranty Cover?
- Comprehensive drive axle coverage
- Engine assembly. This includes: cylinder block, cylinder heads, rotor housings and all internally lubricated parts, intake and exhaust manifold manifolds, timing gears, time chains or belts (including tensioners and covers), valve covers, flywheel or flex plate, ring gear, harmonic balancer, oil pump, fuel pump, vacuum pump, water pump, oil pan, thermostat, turbocharger or supercharger housings and their internal parts, wastegate, intercooler, engine mounts. Basically, the whole engine is covered.
- Comprehensive transmission assembly.
- Powertrain electronics.
And many other parts of your car. If you are looking for a truly comprehensive extended warranty, the USAA extended warranty is your best option.
Benefits of a USAA Extended Warranty
- Zero deductible. No need to pay for anything when you encounter a breakdown.
- Very flexible payment options.
- Roadside assistance.
- Travel and lodging reimbursement.
These are just but a few of the many benefits you will enjoy under a USAA extended warranty.
GEICO Extended Warranty
Who doesn’t love that cute little green gecko? Well, that cute gecko does more than look cute. It ensures your safety and peace of mind on the road.
GEICO offers an awesome warranty package called the GEICO mechanical breakdown insurance that is worth looking into. The GEICO mechanical breakdown insurance covers your car for 6 years or 100,000 miles. It covers every part of the car except wear and tear items. You can take your car to any dealer or mechanic of your choice and you pay a $250.00 deductible per visit no matter the number of components affected or cost of repairs.
Benefits of GEICO Mechanical Breakdown Insurance
Some of the benefits of the GEICO extended warranty are:
- It’s very cheap.
- Flexible payment options
- Very comprehensive
- Transferable when you sell (or buy) a GEICO insured car.
Now that we have extensively covered warranties, this brings us back to where we started…….
Does Full Coverage Cover a Blown Engine?
For starters, blown engines are a rare occurence, but when they do, they are often irreparable. You will need a new engine. Fortunately, if you are covered by a good warranty provider (like the 2 above), a blown engine is something they can take care of for you. If that is not peace of mind, then I don’t know what is.