What is a Balloon Loan? What Are Its Advantages and Disadvantages?

What is a Balloon Loan? What Are Its Advantages and Disadvantages?

Loans come in many forms, each offering unique terms that can benefit the person receiving it and the lender simultaneously. Balloon loans are a unique case, in that they don’t require the borrower to pay off the entire cost of an asset evenly over the course of a payment term. The loan is not fully…

Why and Where to Refinance Car Loans
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Why and Where to Refinance Car Loans

You’ve heard about refinancing. Maybe it’s been suggested to you by your family or local bank guy. You can refinance car loans, mortgages and other loans to improve your financial horizons. But the idea can be intimidating for most of us – all that paperwork, research and the dreaded one-on-ones talking about money. What is…